Management

C. Dowd Ritter Chairman, President, and Chief Executive Officer

O. B. Grayson Hall, Jr. Vice Chairman, General Banking Group

David B. Edmonds Senior Executive Vice President, Human Resources Group

Irene Esteves Chief Financial Officer and Senior Executive Vice President, Finance Group

G. Timothy Laney Senior Executive Vice President, Business Services Group

John B. Owen Senior Executive Vice President Operations and Technology

David H. Rupp Senior Executive Vice President, Consumer Services Group

William C. Wells, II Chief Risk Officer and Senior Executive Vice President, Risk Management Group

Board of Directors

Samuel W. Bartholomew Jr. Chairman Emeritus - Tennessee, Adams & Reese/Stokes Bartholomew, LLP

George W. Bryan Chief Executive Officer, Old Waverly Investments, LLC

David J. Cooper, Sr. Vice Chairman, Cooper/T. Smith Corporation

Earnest W. Deavenport, Jr. Retired Chairman of the Board and Chief Executive Officer, Eastman Chemical Company

Don DeFosset Retired Chairman, President and Chief Executive Officer, Walter Industries, Inc.

O. B. Grayson Hall, Jr. Vice Chairman, Regions Financial Corporation

James R. Malone Managing Partner, Qorval LLC

Susan W. Matlock President and Chief Executive Officer, Innovation Depot

John E. Maupin, Jr. President, Morehouse School of Medicine

Charles D. McCrary President and Chief Executive Officer, Alabama Power Company

Claude B. Nielsen Chairman of the Board and Chief Executive Officer, Coca-Cola Bottling Company United, Inc.

C. Dowd Ritter Chairman of the Board, President, and Chief Executive Officer, Regions Financial Corporation

John R. Roberts Managing Partner (Retired), Mid-South Region, Arthur Andersen LLP

Lee J. Styslinger III Chief Executive Officer, Altec, Inc.